Fair Lending Statement

Vanamor (“Vanamor”) is an Equal Housing Lender.

Vanamor is committed to fair and responsible lending in offering competitive home financing opportunities to consumers through its residential Mortgage Lending Division. It is Vanamor policy to treat all consumers fairly and in compliance with all applicable lending laws.

Vanamor does not discriminate against any applicant or customer on the basis of race, color, sex, sexual orientation, gender identity, religion, genetic information, familial status, marital status, disability, age, veteran status, ancestry, or national or ethnic origin. Vanamor further does not discriminate against any applicant or customer on the basis that all or part of the applicant’s or customer’s income derives from any public assistance program, or on the basis that the applicant or customer has in good faith exercised any right under any applicable law whose purpose is the protection of consumers.

Vanamor fully complies with all laws applicable to the conduct of its business, including those laws prohibiting discrimination such as the Fair Housing Act and the Equal Credit Opportunity Act.

As an adjunct to the foregoing commitment, Vanamor and its affiliates actively promote and are committed to creating and fostering an environment of diversity throughout their respective organizations, and each views such a concept as a critical component to the on-going success of their business operations.